PayPal Fees Calculator
Estimate your PayPal fees based on official published rates · Updated May 2026
Transaction Type
Amount & Currency
Fee Breakdown
Amount sentUSD 100.00
PayPal feeFree
Recipient getsUSD 100.00
Fee Reference
Send (Friends & Family, balance/bank)Free
Send (Friends & Family, card)3.4% + fixed fee
International personal transfer5% (min $0.99, max $4.99)
Currency conversion spread~4% above mid-market
Receive commercial payment (est.)3.49% + fixed fee
Fixed fee for USD: $0.49 · GBP: £0.30 · EUR: €0.35 · Varies by currency. See full PayPal fee schedule →
Estimates only. Actual fees may vary based on your account, region, and payment method. Last updated May 2026.